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Special Offers - Special offers for Kansas City, MO, Kansas City, Overland Park and Olathe homeowners from Sharon Jagoda Sigman. eNewsletter - Sharon Jagoda Sigman'sKansas City, MO, Kansas City, Overland Park and Olathe newsletter email will send you the latest real estate information. Today's Real Estate News - Daily real estate news for this neighborhood, Kansas, and United States. Market Conditions Report - Market conditions report for this area, Kansas, and United States. Monthly Payments & Schedule - Monthly loan payments java mortgage calculator. How Much Can You Afford? - Calculate how much home you can afford with this financial calculator. Determine Tax Savings - Calculate how much your monthly Kansas City, MO, Kansas City, Overland Park and Olathe, Kansas mortgage payments save you on your taxes because of loan interest. Should You Rent or Buy? - Is it better to rent a home in Kansas or buy your own Kansas City, MO, Kansas City, Overland Park and Olathe house, ranch, luxury property, condominium, acreage, or other real estate? Adjustable Rate Mortgages - Adjustable rate Kansas City, MO, Kansas City, Overland Park and Olathe mortgages information and interest rate java calculator. What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage. Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out. What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Mortgage 101 - Learn more about Mortgage 101. Interest Rate Survey - Learn more about Interest Rate Survey. Mortgage Calculators - Learn more about Mortgage Calculators. Pre-Qualification Wizard - Learn more about Pre-Qualification Wizard. Informative Articles - Learn more about Informative Articles. Secure Application - Learn more about Secure Application. Market Snapshot - Learn more about Market Snapshot. Insta-Credit Report - Learn more about Insta-Credit Report. Inman News Features - Learn more about Inman News Features. Free City Report - Learn more about Free City Report. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Kansas real estate. Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more. Ask Anything - Ask Sharon Jagoda Sigman anything real estate. Real Estate Tips - Sharon Jagoda Sigman's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - Sharon Jagoda Sigman's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Kansas City, MO, Kansas City, Overland Park and Olathe property in Kansas, including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find Kansas City, MO, Kansas City, Overland Park and Olathe Homes, For Home Buyers, For Home Sellers, Kansas City, MO, Kansas City, Overland Park and Olathe Information, Real Estate Resources, and About Sharon Jagoda Sigman. 
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Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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Where is the world's longest spiral staircase?
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The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps. |
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Sharon Jagoda Sigman
WEICHERT, REALTORSŪ - Graham Welch
5267 West 95th St.
Overland Park, KS 66207
913-381-6789
Toll Free: 800-291-1302
Property Hotline: 913-381-6789
Fax: 866-714-4532
Email: Sharon@HomesInKansasCity.com
As a native to Kansas and a former local high school English teacher in the Shawnee Mission school district, I am able to give buyers extra assistance and information on schools and the city. My license plate "REALTOR" lets everyone know my profession. My customers find that I am easy to work with and an excellent negotiator. My slogan "choose this LEFT handed realtor to help you make the RIGHT move" expresses my desire to help my buyers find the right home or my sellers to find the right buyer for the best price and terms.
I have had my brokers/realtors licenses for over 22 and have consistently been one of the top 10 realtors in the city on both the Kansas and Missouri sides. I hold various designations and degrees: CRS (certified real estate consultant), ABR (accredited buyers agent), SRES(senior citizen representative), CSP (certified new sales consultant-to build) and e-PRO. My education consists of BA and Masters from University of California at Berkeley. I have 3 daughters, 1 dog and 1 cat. My recently licensed Schipperke, Skipper, was rescued by me from a local animal shelter so he helps me find some DOG GONE good homes for my clients. I belong to various organizations like Friends of Art, Friends of the Zoo, Native Sons of Kansas City, Hadassah, Brandeis, local and national realtor organizations. My hobbies are art, traveling, reading, working out, and horse back riding. My other web sites are www.sharonsigman.com www.realestateinoverlandpark.com www.isellkansashomes. www.homesinkansascity.com. I have a toll free 800 number ( 800-291-1302 )that follows me wherever I go.       
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