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Real Estate Tips

Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Real Estate Trivia

Q	What are three of the best indicators of real estate market trends?
A	Existing home sales, new home building and mortgage interest rates.
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Sharon Jagoda Sigman, REALTORŽ, real estate agent and broker for Kansas City, Overland Park, Prairie Village, Lenexa, Mission Hills, Liberty and Leawood, Kansas home listings, property and land for sale - NUMBER1EXPERT

Sharon Jagoda Sigman
WEICHERT, REALTORSŽ - Graham Welch
5200 W 94th Terr, Suite 202
Overland Park, KS 66207
office: 913-381-6789
Toll Free: 800-291-1302
home office: 913-381-6794
Fax: 866-714-4532
cell phone: 913-488-8300
Email: Sharon@HomesInKansasCity.com
email: sharon@kchomes.net
As a native to Kansas and a former area high school English teacher in the Shawnee Mission school district, I am able to give buyers extra assistance and information on schools and the city. My license plate "REALTOR" lets everyone know my profession. My customers find that I am easy to work with and an excellent negotiator. My slogan "choose this LEFT handed realtor to help you make the RIGHT move" expresses my desire to help my buyers find the right home or my sellers to find the right buyer for the best price and terms. I have had my brokers/realtors licenses for over 25 years and have consistently been one of the top 5 realtors in the city on both the Kansas and Missouri sides. I hold various designations and degrees: CRS (certified real estate specialist..only 5% of Realtors belong), Number1 Expert with top DIAMOND designation, ABR (accredited buyers agent), SRES(senior citizen representative), CSP (certified new sales consultant-to build) and e-PRO. My education consists of BA and Masters from University of California at Berkeley. I have 3 daughters, 1 dog and 1 cat. My recently licensed Schipperke, Skipper, was rescued by me from a local animal shelter so he helps me find some DOG GONE good homes for my clients! I belong to various organizations like Friends of Art, Friends of the Zoo, Native Sons of Kansas City, Hadassah, Brandeis, local and national realtor organizations. My hobbies are art, traveling, reading, paintin, working out, and horse back riding. My other web sites are www.GreaterKansasCityHomes.com www.GreaterKansasCityHomesAndLand.com www.KCHomes.net www.sharonsigman.com www.realestateinoverlandpark.com www.isellkansashomes. con www.homesinkansascity.com. I have a toll free 800 number ( 800-291-1302 )that follows me. Facebook me www.facebook.com/sharon.sigman Sharon Sigman 913-488-8300 Sharon@HomesInKansasCity.com

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