Live Chat Software
Search All Local Listings Foreclosure & Short Sales Condos & Lofts Search All Open Houses Sharon's Listings Multi-Family Listigs Read My Blog HUD Homes Johnson County Listings Jackson County Listings Wyandotte County Listings Lease Purchase Options
Sharon Jagoda Sigman is one of The Top Selling Real Estate Experts™
Find Out More >

Real Estate Tips

Welcome > Resources > Tips > Financing Your Home ...

Choose a Real Estate Tip...

ARMs
Assuming a Mortgage
Balloon Mortgages
Bridge Loans
Buying Cooperatively
Choosing A Lender
Convertible ARMs
Credit Card Mania
Early Loan Approval
FHA Advisory
Financial Help
Financially Qualified
Financing Clauses
Financing Contingencies
Finding A Loan
Finicky Financiers
Good Faith Estimates
Happy Banking
Home Buyers Education
Home Free
Hybrids Offer Low Rates
If You Are Self Employed
Lenders Want to Say Yes
More Down Payment Help
More On ARMs
Mortgage Fears
Mortgage Myths
Mortgage Terms
New Loans
Owner Financing
Qualifying For A Loan
Qualifying Guidelines
Refinancing Your Home
Shopping for the Best
The Language of Financing
The Loan Application
The Margin on an ARM
The Mortgage Shop
The Real Bottom Line
The Seller May Pay
They Said Yes
Watch Your ARMs Length
When Interest Rates Rise
Who Pays the Points
Your Financial Cushion
Your Mortgage


Do These Real Estate Tips Really Apply to YOU?
 

I've learned these tips through years of experience as a top Realtor. But I know that YOUR situation might be different. That's why I'm here. 

It's my job to personally advise homebuyers and sellers. Ask me if any tip that I've included here really applies to your situation. 

If you have any questions about these tips - or other tips you may have heard elsewhere - ask me! I'll respond quickly, for free, and without obligation...
 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:

Additional Info
Ask Your
Question Here!
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

Real Estate Tips

Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

See All Tips In The "Making An Offer" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >


Real Estate Trivia

Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
See More Real Estate Trivia >


Sharon Jagoda Sigman, REALTORŪ, real estate agent and broker for Kansas City, Overland Park, Prairie Village, Lenexa, Mission Hills, Liberty and Leawood, Kansas home listings, property and land for sale - NUMBER1EXPERT

Sharon Jagoda Sigman
WEICHERT, REALTORSŪ - Graham Welch

5200 W 94th Terr, Suite 202
Overland Park, KS 66207
office: 913-381-6789
Toll Free: 800-291-1302
home office: 913-381-6794
Fax: 866-714-4532
cell phone: 913-488-8300
Email: Sharon@HomesInKansasCity.com
email: sharon@kchomes.net

As a native to Kansas and a former area high school English teacher in the Shawnee Mission school district, I am able to give buyers extra assistance and information on schools and the city. My license plate "REALTOR" lets everyone know my profession. My customers find that I am easy to work with and an excellent negotiator. My slogan "choose this LEFT handed realtor to help you make the RIGHT move" expresses my desire to help my buyers find the right home or my sellers to find the right buyer for the best price and terms. I have had my brokers/realtors licenses for over 25 years and have consistently been one of the top 5 realtors in the city on both the Kansas and Missouri sides. I hold various designations and degrees: CRS (certified real estate specialist..only 5% of Realtors belong), Number1 Expert with top DIAMOND designation, ABR (accredited buyers agent), SRES(senior citizen representative), CSP (certified new sales consultant-to build) and e-PRO. My education consists of BA and Masters from University of California at Berkeley. I have 3 daughters, 1 dog and 1 cat. My recently licensed Schipperke, Skipper, was rescued by me from a local animal shelter so he helps me find some DOG GONE good homes for my clients! I belong to various organizations like Friends of Art, Friends of the Zoo, Native Sons of Kansas City, Hadassah, Brandeis, local and national realtor organizations. My hobbies are art, traveling, reading, paintin, working out, and horse back riding. My other web sites are www.GreaterKansasCityHomes.com www.GreaterKansasCityHomesAndLand.com www.KCHomes.net www.sharonsigman.com www.realestateinoverlandpark.com www.isellkansashomes. con www.homesinkansascity.com. I have a toll free 800 number ( 800-291-1302 )that follows me. Facebook me www.facebook.com/sharon.sigman Sharon Sigman 913-488-8300 Sharon@HomesInKansasCity.com

ABR CPS CRS CRS ePro Equal Housing MLS REALTOR SRES wcr


www.kansas-city-real-estate.com is brought to you by Sharon Jagoda Sigman, real estate for
Kansas City, Overland Park, Prairie Village, Lenexa, Mission Hills, Liberty and Leawood, Kansas

Read Sharon Jagoda Sigman's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge


USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.