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Sharon Jagoda Sigman

These properties presented by Sharon Jagoda Sigman of Weichert Realtors
Email: Sharon@HomesInKansasCity.com
Phone: 913-381-6794
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Feature Property - Bargain fixer upper SHORT sale RANCH Price: $99,900 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   1813499
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Feature Property - 3 bed/2 bath w/finished walk up basement Price: $99,950 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   1824728
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Feature Property - 3BR 2.5BA Custom well-built raised RANCH Price: $110,000 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2 full, 1 half
MLS#:   1823977
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Feature Property - 2+ Bedroom (3rd BR in bsmnt) & 1.5 bath Price: $112,000 
 
Type:   Single Family Home
Bedrooms:   2
Bathrooms:   1 full, 1 half
MLS#:   1812910
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Feature Property - 3BR 2BA BRAND NEW Paint & Carpet! Price: $122,500 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   1818275
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Feature Property - PRICED TO SELL IN GREAT LENEXA LOCATION! Price: $134,900 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2 full, 1 half
MLS#:   1822448
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Feature Property - 3BR2BA wonderful true ranch home!!! Price: $139,900 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   1822669
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Feature Property - Move-in ready! 3BR 2BA Newer carpet Price: $142,900 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   1813465
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Feature Property - 3BR 2BA - CLOSE TO EVERYTHING Price: $159,900 
 
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   1824920
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Feature Property - open floorplan, 2 beds, 1.5 baths Price: $169,950 
 
Type:   Single Family Home
Bedrooms:   2
Bathrooms:   1 full, 1 half
MLS#:   1825221
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Real Estate Tips

Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
See More Real Estate Trivia >

Sharon Jagoda Sigman, REALTORŪ, real estate agent and broker for Kansas City, Overland Park, Prairie Village, Lenexa, Mission Hills, Liberty and Leawood, Kansas home listings, property and land for sale - NUMBER1EXPERT

Sharon Jagoda Sigman
WEICHERT, REALTORSŪ - Graham Welch
5200 W 94th Terr, Suite 202
Overland Park, KS 66207
office: 913-381-6789
Toll Free: 800-291-1302
home office: 913-381-6794
Fax: 866-714-4532
cell phone: 913-488-8300
Email: Sharon@HomesInKansasCity.com
email: sharon@kchomes.net

As a native to Kansas and a former area high school English teacher in the Shawnee Mission school district, I am able to give buyers extra assistance and information on schools and the city. My license plate "REALTOR" lets everyone know my profession. My customers find that I am easy to work with and an excellent negotiator. My slogan "choose this LEFT handed realtor to help you make the RIGHT move" expresses my desire to help my buyers find the right home or my sellers to find the right buyer for the best price and terms. I have had my brokers/realtors licenses for over 25 years and have consistently been one of the top 5 realtors in the city on both the Kansas and Missouri sides. I hold various designations and degrees: CRS (certified real estate specialist..only 5% of Realtors belong), Number1 Expert with top DIAMOND designation, ABR (accredited buyers agent), SRES(senior citizen representative), CSP (certified new sales consultant-to build) and e-PRO. My education consists of BA and Masters from University of California at Berkeley. I have 3 daughters, 1 dog and 1 cat. My recently licensed Schipperke, Skipper, was rescued by me from a local animal shelter so he helps me find some DOG GONE good homes for my clients! I belong to various organizations like Friends of Art, Friends of the Zoo, Native Sons of Kansas City, Hadassah, Brandeis, local and national realtor organizations. My hobbies are art, traveling, reading, paintin, working out, and horse back riding. My other web sites are www.GreaterKansasCityHomes.com www.GreaterKansasCityHomesAndLand.com www.KCHomes.net www.sharonsigman.com www.realestateinoverlandpark.com www.isellkansashomes. con www.homesinkansascity.com. I have a toll free 800 number ( 800-291-1302 )that follows me. Facebook me www.facebook.com/sharon.sigman Sharon Sigman 913-488-8300 Sharon@HomesInKansasCity.com

ABR CPS CRS CRS ePro Equal Housing MLS REALTOR SRES wcr

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